Real Estate
Capital Advisory
& Asset Management
Chiltern Finance is a real estate capital advisory and asset management firm, based in London, working with UK and international property businesses across the residential and commercial sectors.
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We advise on capital structure and debt financing, and act as asset and corporate manager to property-owning vehicles, providing financial oversight, lender engagement, and strategic management from acquisition through to stabilisation and long-term hold.
OUR SERVICES
Capital Advisory & Debt Brokerage
We advise property owners and developers on capital structure and funding strategy, and arrange debt finance aligned with each project’s business plan.
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This includes sourcing and executing senior debt, development finance, refurbishment funding and refinance facilities. We work closely with lenders, valuers, solicitors and other professional advisors to manage the funding process from initial feasibility through to completion and drawdown.
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Our focus is on structuring sustainable funding solutions that support both delivery and long-term operation of real estate assets.
Asset Management
Chiltern Finance acts as asset manager to property-owning special purpose vehicles, providing ongoing financial and strategic oversight.
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Our responsibilities typically include cashflow and budget monitoring, lender reporting and compliance, refinance planning, coordination of professional advisors, and oversight of asset performance against agreed business plans. We remain actively involved throughout development, stabilisation and long-term hold phases.
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Asset management services are delivered on an ongoing basis and tailored to the complexity and lifecycle stage of each property.
Corporate & Portfolio Management
We provide corporate and portfolio management services to property groups and holding companies with multiple assets and operating structures.
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This includes strategic planning, governance support, group-level financial management, reporting frameworks, capital allocation and oversight of interconnected SPVs within a wider portfolio. Our role is to ensure clarity, consistency and control across group structures as portfolios grow and evolve.
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These services support effective decision-making and long-term capital stewardship at a group level.
WHO WE ARE
Simon Osborne - Founder & Director
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Simon Osborne is the Founder and Director of Chiltern Finance, a real estate capital advisory and asset management firm working with property businesses across the UK.
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With over 20 years’ experience across the UK, Europe and the Middle East, Simon has worked in both advisory and principal environments, including roles at firms such as Cushman & Wakefield and Deutsche Bank AG. His background spans real estate finance, capital structuring and asset-level underwriting across residential and commercial property.
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Simon founded Chiltern Finance to provide a more hands-on and commercially focused approach to capital advisory and property asset management. The firm supports clients through the structuring, funding and ongoing management of real estate assets, working closely with lenders, advisors and operating partners throughout the lifecycle of each project.
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Over the course of his career, Simon has been involved in real estate transactions with an aggregate value in excess of $1bn. He brings a practical understanding of how capital, assets and operating structures interact, enabling Chiltern Finance to deliver clear, disciplined and aligned advice to property-owning and development businesses.
CONTACT
Chiltern Finance does not provide regulated investment advice and acts solely in an advisory and management capacity to corporate entities.